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We make fleets low-risk & low-cost

In a world where fleets are a major cost and risk - 46% of workplace deaths and serious trauma are motor-vehicle related - FleetRisk helps organisations make their fleets low-risk and low-cost.

Our approach protects employee safety, directors and officers from litigation risk, and improves bottom-line financial performance.


The 3 things we deliver

  1. a safer workplace

  2. lower cash-cost of operation

  3. optimised tax position

Safer workplace

FleetRisk protects your employees ‘working-behind-the-wheel’ and protects directors & officers too by demonstrating proactive ‘duty of care’.

Our case studies show significant reductions in risk-events and insurance claims; in some cases by more than 50%.

Lower cash cost of operation

FleetRisk lowers your costs through fewer crashes (less insurance excess), less downtime, reduced fuel usage, and leveraging data for more streamlined administration optimised asset utilisation. Many fleets can expect a 12-22% decrease in their total cash cost of operation - tax benefits included.

Optimised tax position

FleetRisk reduces your tax burden; making sure that you aren’t leaving tax dollars on the table. You can lodge claims with confidence; we hold ATO Class Rulings across both FBT & Fuel Tax Credits

Why we’re different

  • outcomes are aligned with clients

  • insurance-grade telematics data

  • targeted, automated driver coaching

Outcomes are aligned with clients

FleetRisk is part of Mercurien, an InsureTech group that has an insurance underwriting agency arm. This impacts our DNA - our philosophy of what we’re about. Our services and technology are all designed and built with one key outcome in mind - helping our clients by reducing the frequency and severity of ‘at-fault’ motor-vehicle crashes.

Insurance-grade telematics

We do not compromise on safety. Accordingly we use superior insurance-grade telematics that captures data in 1-second intervals and maps it across posted speed zones. The fidelity of data that’s required to properly understand the behaviours that lead up to a crash.

Targeted, automated driver coaching

Coaching drivers at scale! Our Micro-Learning Video Coaching system delivers targeted, low-cost and scalable driver coaching.


We protect key stakeholders


Whether full-time, or incidentally as part of the job's requirements, driving is one of the most dangerous activities in the workplace:

  • 50% of all occupational fatalities in Australia are work-related vehicle crashes, and

  • Make up 15% of the National Road Toll.

So, at FleetRisk our primary focus is upon crash prevention. An automated process that captures in-vehicle behaviour and converts it into practical feedback via our Micro-Learning Video Coaching system. At each video’s conclusion a driver will have: a clear understanding of what safety behaviour is most in need for their focus; why it’s important to them; and simple strategies to adopt to address it. It’s an ongoing process to support drivers and ‘nudge’ them towards staying safer whilst ‘working behind the wheel’.

Directors & Officers

Directors and officers have an uninsurable personal liability when it comes to the duty of care that they owe their workers. No-one is exempt from this provision and for the first time it includes Public Servants and Volunteer Organisations. The laws came into effect in 2012 but a recent of high profile fatalities has the police and roads authorities vigorously enforcing safety inspections. With FleetRisk, and for a fraction of vehicle operating costs, it is possible to fulfill the obligation of a “proactive duty of care”.

For managers, FleetRisk takes the safety feedback and compliance reporting process from ‘complex and time-consuming’ to simple and streamlined.


When an insurance provider has a clear picture of the pro-active and effective risk management strategies employed in a business, it can include those relevant risk strategies in the overall insurance assessment of risk exposure. The more that an insurance provider knows about their client’s management of risk, the more able it is to apply appropriate pricing to that risk. FleetRisk gives insurance providers this clearer picture.

With FleetRisk, clients are able to influence reductions to the premium applied to their business and over the longer term, thereby lessening the impact of pricing increases in comparison to similar businesses in their particular industry as insurance rates rise.
— Peter Marshall, Insurance House